Local Nonprofits Launch Rent and Mortgage Assistance Program for Hawaii Island Families

Local Nonprofits Partner to Bring Rent and Mortgage Assistance Grants to Hawaii Island Households Impacted by COVID-19

E-Blast from Hawaiian Community Assets & Community Lending | August 18, 2020

Hilo, HI – Six local nonprofit organizations joined today to announce the launch of the Hawaii County Rent and Mortgage Assistance Program (RMAP). Program applications will be available starting Monday, August 24th at 8am. 

RMAP nonprofit partners are encouraging Hawaii Island residents who are at least 18 years old and lost income or work hours due to COVID-19 to prepare ahead to apply.

RMAP is funded by the County of Hawaii with Federal CARES Act dollars and will provide a rent or mortgage payment of up to $1,000 per month for an estimated 1445 households that income qualify and can prove hardship due to COVID-19 for each month they receive assistance from March 2020 to December 2020. Funding will be limited to households’ primary residence on Hawaii Island. Households will be limited to one grant of up to $1,000 per month.

Applications will be processed by six Hawaii Island-based nonprofit partners and payments will be made directly to landlords, property managers or mortgage lenders. Approved applicants will also have access to financial counseling services. The Hawaii County RMAP nonprofit partners include:

  • Hawaiian Community Assets (HCA)/Hawaii Community Lending (HCL)
  • HOPE Services Hawaii (HOPE)
  • Hawaii First Federal Credit Union (HFFCU)
  • Neighborhood Place of Puna (NPP)
  • Hawaii Island Home for Recovery (HIHR)
  • Habitat for Humanity Hawaii Island (HFHHI)

Households who have been impacted by COVID-19 and have a past due rent or mortgage notice are encouraged to apply at one of the nonprofit partners. Persons without internet access or a computer are encouraged to call one of the RMAP nonprofit partners to request a paper application or to complete an application over the phone. See right for more information on how to apply.

RMAP Qualifications
To qualify for rent or mortgage assistance grants, applicants must meet the following qualifications:

  • Be a Hawaii Island resident
  • At least 18 years old
  • Lost income or work hours due to COVID-19, and
  • Current annual household income at or below 100% of area median income for the number of members in their household. See below to see if your household income qualifies.

Household Members: Max Household Income*
1 person: $58,400
2 persons: $66,700
3 persons: $75,000
4 persons: $83,300
5 persons: $90,000
6 persons: $96,700
7 persons: $103,300
8 persons: $110,000
*Add $8,300 for each additional household member

Required Documents
Applicants will be required to submit the following documents with their applications to be considered for rent or mortgage assistance:

Proof of Resident and Age – Copy of photo ID

Income Documents for ALL household members (provide all that apply) – 30 days most recent pay stubs; 2 months most recent business bank statements (if self-employed); Unemployment or Pandemic Unemployment Assistance (PUA) benefit letter; Public benefit statements

Housing (provide 1 of the following) – Copy of rental lease/contract; Copy of mortgage statement

Proof of Hardship (provide 1 of the following) – 30 days of pay stubs for February 2020; Unemployment or PUA approval letter; Letter from employer verifying job loss or reduced work hours; Business bank statements for January and February 2020 (if self-employed)

Housing Assistance Need (provide 1 of the following) – Past due rent notice; Past due mortgage notice

For more information or to apply, contact one of the RMAP nonprofit partners listed below:
HCA/HCL (www.HawaiianCommunity.net) | 808.934.0801
HOPE (www.hopeserviceshawaii.org) | 808.935.3050 | rmap@hopeserviceshawaii.org
HFFCU (www.hawaiifirstfcu.com/community-resource-center/) | 808.933.6600
NPP (www.neighborhoodplaceofpuna.org) | 808.965.5550 | caresact@neighborhoodplace.org
HIHR (www.hihrecovery.org/rmap) | 808.640.4443 or 808.934.7852
HFHHI (www.habitathawaiiisland.org) | 808.450.2118 | rmap@habitathawaiiisland.org